Insurance Fraud
Undetected general insurance claims fraud total around £1.9billion a year.
This figure adds an average of approximately £44.00 per annum in additional outlay to an individual policyholders insurance policy portfolio. These figures just account for the undetected claims, so it is no surprise that Private Investigators are kept busy in gathering evidence to assist ensurers to police at least a decent proportion of the fraudulent cases.
To establish that a dishonest claim has taken place, some substantive evidence of lies, inconsistent statements or acts of deception must be present. The essential components of fraud are the intent to deceive and the desire to induce the firm to pay more than it otherwise would. Most major insurance companies have a fairly elaborate risk indicator system that will identify potentially fraudulent claims and based on this analysis, private investigators may be instructed to investigate.
Insurance fraud claims may relate to personal injury, long-term sickness or redundancy or even on occasion death duties. In most cases covert video evidence will be required that will clearly show that a claimant is either working when they should not be, conducting tasks that are at odds with their injury or illness or even in the case of a feigned death, to show that the subject of the claim is still alive. Covert surveillance will quite often be followed by an official interview of the claimant to establish certain facts that will support the case.
For over 10 years Mission Investigations has been engaged in the successful investigation of dishonest insurance claims. Over this period of time our team has maintained a superb track record of gathering irrefutable evidence to overturn claims made by insurance fraudsters. Combining established surveillance techniques and technology together with tried and tested interview methodology, our insurance fraud consultants are adept at establishing concrete evidence against the dishonest claimant. This then provides a case for the insurer to dispute and potentially discontinue a claim sometimes saving thousands and higher.
Mission Investigations conducts insurance fraud investigation in accordance with all the relevant legislation including the Human Rights and Data Protection acts. We pride ourselves as being an ethical company with our investigators being generally former Police officers with many years of experience in private sector surveillance investigation.
